Analysis of the Application of the E-loan System and Procedures for Providing Home Ownership Loans (KPR) Using the Correlational Study Method

Rini Afriani Barus; Marina Elsera; Edrian Hadinata

doi:10.55537/cosie.v2i2.228

Authors

Rini Afriani Barus Universitas Harapan Medan
Marina Elsera Universitas Harapan Medan
Edrian Hadinata Universitas Harapan Medan

DOI:

https://doi.org/10.55537/cosie.v2i2.228

Keywords:

E-Loan System, SiKasep, KPR, Correlational

Abstract

The E-Loan system at Bank BTN is an internal system used in credit processing with PPDPP's SiKasep platform which is a big data system for the availability of subsidized property and a verification application for Low-Income Communities (MBR) who are entitled to housing subsidies and succeeded in the SiKasep registration process. and get a subsidized mortgage program from Bank BTN. Subsidized Home Ownership Loans (KPR) are loans offered by banks and are also part of a government program in collaboration with the Ministry of Public Works. This study aims to determine the closeness and suitability of the application of the E-Loan System and the Procedure for Providing Subsidized Home Ownership Credit (KPR) at PT. State Savings Bank. The research method used is a correlational study. This study resulted in a measurement of the closeness and suitability of the E-Loan System and Procedures for Providing Home Ownership Loans (KPR) through a questionnaire.

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